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SARB Considers Major Reforms to Prime Lending Rate

1/13/2026

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Story summary
  • The South African Reserve Bank (SARB) is reviewing its prime lending rate, fixed 350 basis points above the monetary policy rate since 2001.
  • The reforms could abolish the reference rate or adjust its spread.
  • The reforms may affect existing financial contracts and bank income.
  • The central bank plans to introduce Zaronia as a reference rate by December 31, 2026.
  • Rising inflation could push the repo rate higher, offsetting potential benefits.