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Story perspectives

Couple Cashes In on Unique 'Love Insurance' Policy

1/13/2026

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Story summary
  • Wu, a woman from Xian in Shaanxi Province, purchased a "love insurance" policy for 199 yuan in 2016.
  • She claimed a 10,000-yuan payout in 2025 after she and her partner, surnamed Wang, registered their marriage.
  • Wang initially doubted the policy's legitimacy, thinking Wu had been scammed.
  • The policy was offered by China Life Property and Casualty Insurance Company Limited.
  • The couple has not yet decided how to use the payout.