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Rising Demand for Minor Procedures Pushes Insurance Premiums Up

1/15/2026

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Summary

Story summary

A study by Hong Kong Polytechnic University and GUM finds more employees seek coverage for minor day procedures under group medical insurance.
The Hong Kong Employee Medical Insurance Index projects a 15% rise in employers' premiums this year.
The report notes a 13.9% rise in inpatient plan use for procedures like wart removal and endoscopy, while GUM Chief Executive Gloria Siu cautions the trend could disrupt the risk pool.

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Story summary

A study by Hong Kong Polytechnic University and GUM finds more employees seek coverage for minor day procedures under group medical insurance.
The Hong Kong Employee Medical Insurance Index projects a 15% rise in employers' premiums this year.
The report notes a 13.9% rise in inpatient plan use for procedures like wart removal and endoscopy, while GUM Chief Executive Gloria Siu cautions the trend could disrupt the risk pool.