Story perspectives

Coastal Home Prices Soar: Affordable Options Found Nearby

1/20/2026

Summary

Story summary

U.S. home prices have surged faster than wages, making affordability a challenge in coastal areas.
Some smaller metro areas offer median home prices low enough for households earning under $85,000 to qualify.
These markets offer more land and homes that meet conventional lending standards, enabling moderate-income buyers to achieve homeownership.
Realtor.com identifies metro areas where income to buy a typical home remains below $85,000, a rare opportunity.

1 of 1

Story summary

U.S. home prices have surged faster than wages, making affordability a challenge in coastal areas.
Some smaller metro areas offer median home prices low enough for households earning under $85,000 to qualify.
These markets offer more land and homes that meet conventional lending standards, enabling moderate-income buyers to achieve homeownership.
Realtor.com identifies metro areas where income to buy a typical home remains below $85,000, a rare opportunity.