Story perspectives

Vietnam Aims for 80% Cashless Payments by 2030

1/20/2026

Summary

Story summary

Vietnam's National Digital Transformation Program targets 80% cashless public-service fees by 2030, driving demand for mobile payments.
As of early 2025, nearly 80 million Vietnamese use internet or smartphones, enabling digital payments.
In 2024, non-cash transactions totaled over VND 295.2 quadrillion, with QR code payments rising 106.7%.
The mobile payments market was USD 47.6 billion in 2025, with 9.8% annual growth projected through 2032, led by retail and consumer goods.

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Story summary

Vietnam's National Digital Transformation Program targets 80% cashless public-service fees by 2030, driving demand for mobile payments.
As of early 2025, nearly 80 million Vietnamese use internet or smartphones, enabling digital payments.
In 2024, non-cash transactions totaled over VND 295.2 quadrillion, with QR code payments rising 106.7%.
The mobile payments market was USD 47.6 billion in 2025, with 9.8% annual growth projected through 2032, led by retail and consumer goods.