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Story summary
- U.S. bank stocks fell on January 20, 2026, as investors awaited President Donald Trump's administration's decision on a 10% credit card interest cap.
- JPMorgan Chase & Co. shares fell 1.8% and Citigroup shares fell 2.4%.
- The American Bankers Association warned that 137–159 million cardholders could lose access to credit.
- Analysts expect a compromise allowing voluntary low-rate options as the market stays jittery amid broader uncertainties and tariff threats from Trump.
