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Retirement Crisis Looms: Americans Face $535K Savings Shortfall

1/20/2026

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Summary

Story summary

Clever Real Estate's report finds a retirement crisis in the United States in 2026.
The typical retiree needs $823,800 in savings, while the average retiree has $288,700.
Nearly two-thirds of retirees believe the country faces a crisis.
The survey notes 14% avoid medical appointments and 12% skip meals.
Proposals to raise the retirement age and cut benefits for wealthy retirees faced resistance, with 58% opposing the age increase.

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Story summary

Clever Real Estate's report finds a retirement crisis in the United States in 2026.
The typical retiree needs $823,800 in savings, while the average retiree has $288,700.
Nearly two-thirds of retirees believe the country faces a crisis.
The survey notes 14% avoid medical appointments and 12% skip meals.
Proposals to raise the retirement age and cut benefits for wealthy retirees faced resistance, with 58% opposing the age increase.