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Retirement Crisis: Average American Needs $823K by 2026

1/20/2026

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Story summary
  • Clever Real Estate reports that the average American retiree needs $823,800 to retire comfortably in 2026.
  • Clever Real Estate reports that retirees hold $288,700 in savings.
  • Nearly two-thirds of retirees believe the United States faces a retirement crisis.
  • Forty-eight percent lack confidence in maintaining their quality of life.
  • Raising the retirement age faces 58% opposition and 33% support removing benefits for those who do not need them.