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Trump Rejects 401(k) Home Down Payments, Prioritizes Ownership

1/23/2026

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Summary

Story summary

U.S. President Donald Trump disapproved of using 401(k) funds for home down payments, despite Hassett's suggestion.
Trump said he intends to keep 401(k)s intact, noting their strong performance against the housing market.
Amid high mortgage rates and prices, Trump has prioritized boosting home ownership.
Trump signed an executive order to limit institutional investors' competition with individual buyers.
Analysts warn that supply shortages could slow market recovery even with lower rates.

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Story summary

U.S. President Donald Trump disapproved of using 401(k) funds for home down payments, despite Hassett's suggestion.
Trump said he intends to keep 401(k)s intact, noting their strong performance against the housing market.
Amid high mortgage rates and prices, Trump has prioritized boosting home ownership.
Trump signed an executive order to limit institutional investors' competition with individual buyers.
Analysts warn that supply shortages could slow market recovery even with lower rates.