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Young Adults Struggle as Homeownership Plummets Globally

1/23/2026

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Summary

Story summary

Homeownership is increasingly out of reach for young adults in the United States, United Kingdom, and Australia.
Rising home prices, higher interest rates, and stagnant wages drive the trend, per the Home Builders Federation.
In England, homeownership fell from 71% in 2003 to 64.8% in 2024, especially for those under 65.
The report urges an equity loan scheme to help first-time buyers access affordable mortgages and narrow the wealth gap.

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Story summary

Homeownership is increasingly out of reach for young adults in the United States, United Kingdom, and Australia.
Rising home prices, higher interest rates, and stagnant wages drive the trend, per the Home Builders Federation.
In England, homeownership fell from 71% in 2003 to 64.8% in 2024, especially for those under 65.
The report urges an equity loan scheme to help first-time buyers access affordable mortgages and narrow the wealth gap.