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Story perspectives

Insurers Implement Triage for High-Demand Claims in 2026

1/27/2026

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Story summary
  • On January 27, 2026, insurers are applying triage to high-demand claims.
  • They prioritize urgent cases, including unliveable homes and vulnerable individuals.
  • The approach uses structured triage and improved communication of claim timelines, built on lessons from Cyclone Gabrielle and the 2023 Auckland floods.
  • The Fair Insurance Code requires insurers to update customers on claim progress every 20 business days or as agreed.