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Rising Costs Drive ACA Enrollees to High-Deductible Bronze Plans

1/27/2026

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Summary

Story summary

In 2026, many ACA enrollees choose bronze plans as costs rise.
Arizona resident Kate Bivona saw her premium rise by $300 and switch to a bronze plan with an $18,000 deductible.
California shows the shift, with over one-third of new enrollees choosing bronze plans, up from 20% last year.
Health experts warn that high-deductible bronze plans may delay care and strain finances, especially for those with chronic conditions.

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Story summary

In 2026, many ACA enrollees choose bronze plans as costs rise.
Arizona resident Kate Bivona saw her premium rise by $300 and switch to a bronze plan with an $18,000 deductible.
California shows the shift, with over one-third of new enrollees choosing bronze plans, up from 20% last year.
Health experts warn that high-deductible bronze plans may delay care and strain finances, especially for those with chronic conditions.