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Car Loan Delinquencies Surge 40% Amid Rising Costs

1/28/2026

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Story summary
  • Delinquencies on car loans have increased by nearly 40% in three years.
  • Melissa Dickerson of Orting, Washington, pays $1,100 monthly for a used Acura after her son wrecked the previous vehicle.
  • Ravi Stephens of Aurora, Colorado, pays $1,019 monthly for a Ram 2500.
  • Experts predict that high car prices and interest rates will persist, leaving borrowers with limited options.