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Nearly 500,000 NJ Residents Face ACA Premium Hikes

1/28/2026

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Summary

Story summary

Nearly 500,000 New Jersey residents lost ACA tax credits this year, triggering premium increases.
Insurers are adjusting market-wide rates, raising costs for families not eligible for credits.
Experts say alternative plans, like health care sharing ministries, are gaining appeal despite lacking ACA protections.
These plans can exclude preexisting conditions and often do not cover essential services.
A New Jersey family reported nearly a 50% premium increase over four years.

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Story summary

Nearly 500,000 New Jersey residents lost ACA tax credits this year, triggering premium increases.
Insurers are adjusting market-wide rates, raising costs for families not eligible for credits.
Experts say alternative plans, like health care sharing ministries, are gaining appeal despite lacking ACA protections.
These plans can exclude preexisting conditions and often do not cover essential services.
A New Jersey family reported nearly a 50% premium increase over four years.