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Miami, Panama City, Naples Top U.S. HOA Fees

1/29/2026

48 7 Full Breakdown

Center

HOA Fees Surge

Miami, Panama City, and Naples have the highest homeowners' association (HOA) fees in the United States.
In 2024, about 21.6 million U.S. households paid HOA fees, with a shift to single-family HOAs.
Miami's HOA fees accounted for 26.9% of mortgage payments, while Panama City accounted for 22.7% and Naples for 20.3%.
A bill allowing homeowners to dissolve their associations passed a subcommittee in January 2026.

Right

New Yorkers Struggle Financially

New York City has the highest cost of living in the United States, driven by housing and everyday expenses.
Plasma analysis shows average monthly earnings of $5,250 often fall short of a one-bedroom rent near $4,600.
Additional monthly costs total about $1,650, straining budgets.
The study, assessing inflation trends in 30 major cities, found that even at 3.4% inflation many New Yorkers struggle to manage finances, including higher earners.

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HOA Fees Surge

Miami, Panama City, and Naples have the highest homeowners' association (HOA) fees in the United States.
In 2024, about 21.6 million U.S. households paid HOA fees, with a shift to single-family HOAs.
Miami's HOA fees accounted for 26.9% of mortgage payments, while Panama City accounted for 22.7% and Naples for 20.3%.
A bill allowing homeowners to dissolve their associations passed a subcommittee in January 2026.

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