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Story summary
- Mortgage rates remained steady on January 29, 2026, with 30-year at 5.99% and 15-year at 5.37%.
- The Federal Reserve did not cut rates at its recent meeting, keeping policy steady.
- New listings rose 1% year over year, the first increase in over two months.
- Homes are selling more slowly, averaging 63 days to go under contract.
- Buyers should compare offers from lenders to find the best rates and terms.
