Story perspectives

1 Million Households Struggle with Rising Ground Rents

1/30/2026

Summary

Story summary

In England and Wales, about 1 million households face escalating ground rents under modern leases, hindering remortgaging or selling.
The Competition and Markets Authority (CMA) found no benefits for leaseholders from these fees, and reforms like a cap on ground rents are seen as insufficient.
Despite a high court victory, Labour ministers remain hesitant to adopt a commonhold model, risking disappointment among younger voters burdened by financial pressures.

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Story summary

In England and Wales, about 1 million households face escalating ground rents under modern leases, hindering remortgaging or selling.
The Competition and Markets Authority (CMA) found no benefits for leaseholders from these fees, and reforms like a cap on ground rents are seen as insufficient.
Despite a high court victory, Labour ministers remain hesitant to adopt a commonhold model, risking disappointment among younger voters burdened by financial pressures.