Story perspectives

Student Loan Repayments Frozen: Graduates Share Their Struggles

2/2/2026

Summary

Story summary

Rachel Reeves announced a freeze on salary threshold for Plan 2 student loan repayments, effective April 2027, keeping repayments higher as incomes rise.
Student finance includes a tuition fee loan for course costs and a maintenance loan for living expenses, both accrue interest from first payment.
The Guardian seeks experiences from graduates in England and Wales on loan repayment challenges and debt, with anonymous responses and secure data handling.

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Story summary

Rachel Reeves announced a freeze on salary threshold for Plan 2 student loan repayments, effective April 2027, keeping repayments higher as incomes rise.
Student finance includes a tuition fee loan for course costs and a maintenance loan for living expenses, both accrue interest from first payment.
The Guardian seeks experiences from graduates in England and Wales on loan repayment challenges and debt, with anonymous responses and secure data handling.