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High-Yield Savings Outpace Money Markets: $7.42 Difference

2/3/2026

37 5 Full Breakdown

Summary

Story summary

In February 2026, savers earn more interest with high-yield savings than money market accounts, from $10,000 at 4.20% vs 4.10%.
After three months, a $10,000 at 4.20% yields $2.43 more than a 4.10% money market.
Over six months, the difference increases to $4.90.
After nine months, the difference reaches $7.42.
Savers should consider features and goals.

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Story summary

In February 2026, savers earn more interest with high-yield savings than money market accounts, from $10,000 at 4.20% vs 4.10%.
After three months, a $10,000 at 4.20% yields $2.43 more than a 4.10% money market.
Over six months, the difference increases to $4.90.
After nine months, the difference reaches $7.42.
Savers should consider features and goals.