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Rising Spending Gap: Wealthy Households Surge Ahead

2/3/2026

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Story summary
  • Federal Reserve Bank of New York data show that higher-income Americans and college graduates have increased their spending faster than lower-income households over the past three years.
  • Households earning $125,000 or more raised spending by 2.3 percent since 2023, while those earning below $40,000 increased by 0.9 percent.
  • The findings illustrate a K-shaped economy, intensified since the pandemic, with lower-income and rural households facing higher inflation.