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Family of Four Aims for 25% Savings Rate

2/3/2026

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Story summary
  • Alejandro and Brady Muñoz aim to raise their savings rate to at least 25% of their income, following financial guidance.
  • They plan to return to their financial plan for early retirement and greater flexibility in later years.
  • They previously embraced the FIRE movement, living on one income while saving the other.
  • Their plans shifted due to life changes, including having two children and relocating for work.