Story perspectives
Philippine Digital Banks Offer Up to 15% Savings Rates!
2/4/2026
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Story summary
- The highest savings rate offered by Philippine digital banks is 5.00% for balances up to $5,000.
- Maya Bank offers rates up to 15% with a requirement of monthly spending.
- Tonik Bank and GoTyme Bank offer straightforward rates of 3% to 4% without conditions.
- Time deposits generally yield higher returns while funds are locked.
- All deposits in these banks are insured by the Philippine Deposit Insurance Corporation up to PHP 500,000.
