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2025 Sees Mixed Auto Insurance Rates: Wyoming Drops 30%

2/4/2026

42 7 Full Breakdown

Summary

Story summary

In 2025, U.S. car insurance prices fell 6% to an average of $2,144, according to Insurify.
Wyoming fell 30%, Iowa 25%, and Arkansas 23%.
Ten states rose, including New Jersey by 20% and Michigan by 12%.
The report notes an affordability gap as expensive states rise while affordable states cut rates.
Insurify projects a 1% premium increase by 2026, with tariffs and stock market downturns risking future rates.

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Story summary

In 2025, U.S. car insurance prices fell 6% to an average of $2,144, according to Insurify.
Wyoming fell 30%, Iowa 25%, and Arkansas 23%.
Ten states rose, including New Jersey by 20% and Michigan by 12%.
The report notes an affordability gap as expensive states rise while affordable states cut rates.
Insurify projects a 1% premium increase by 2026, with tariffs and stock market downturns risking future rates.