Story perspectives

Homeowners Face Evictions Over Unclear Zombie Mortgages

2/6/2026

Summary

Story summary

Terence Hardin, a Bowie, Maryland homeowner, was evicted over a second mortgage he believed had been discharged, illustrating zombie mortgages.
Jerry and Sharon Lomurno received calls about a $75,000 debt from a second mortgage taken in 2006.
Legal experts say many of these debts lack documentation and homeowners are often unaware of their rights.
Advocates are pushing for stronger regulations against deceptive mortgage collection practices to prevent further home losses.

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Story summary

Terence Hardin, a Bowie, Maryland homeowner, was evicted over a second mortgage he believed had been discharged, illustrating zombie mortgages.
Jerry and Sharon Lomurno received calls about a $75,000 debt from a second mortgage taken in 2006.
Legal experts say many of these debts lack documentation and homeowners are often unaware of their rights.
Advocates are pushing for stronger regulations against deceptive mortgage collection practices to prevent further home losses.