Story perspectives

Nationwide Simplifies Mortgages with Electronic Deeds in England

2/10/2026

Summary

Story summary

Nationwide Building Society has announced that mortgage deeds can now be signed electronically without a witness in England and Wales using qualified electronic signature technology.
This change follows the Land Registry's integration of this method into mortgage applications.
Henry Jordan, Nationwide Building Society, and Nicholas Mendes, John Charcol, say the change reduces delays and improves security.
The move modernizes the mortgage market, making processes faster and the consumer experience better.

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Story summary

Nationwide Building Society has announced that mortgage deeds can now be signed electronically without a witness in England and Wales using qualified electronic signature technology.
This change follows the Land Registry's integration of this method into mortgage applications.
Henry Jordan, Nationwide Building Society, and Nicholas Mendes, John Charcol, say the change reduces delays and improves security.
The move modernizes the mortgage market, making processes faster and the consumer experience better.