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Banking Revolution: Tokenized Deposits and Stablecoins Surge

2/11/2026

33 7 Full Breakdown

Summary

Story summary

A Bank of America report shows traditional banks are exploring tokenized deposits, signaling on-chain banking.
The Office of the Comptroller of the Currency has granted charters to digital asset firms.
Stablecoins such as USDT and USDC are increasingly used, with payments projected to reach $56 trillion by 2030.
Regulators formalize stablecoins, with the GENIUS Act in the United States and Markets in Crypto-Assets Regulation (MiCA) in Europe.

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Story summary

A Bank of America report shows traditional banks are exploring tokenized deposits, signaling on-chain banking.
The Office of the Comptroller of the Currency has granted charters to digital asset firms.
Stablecoins such as USDT and USDC are increasingly used, with payments projected to reach $56 trillion by 2030.
Regulators formalize stablecoins, with the GENIUS Act in the United States and Markets in Crypto-Assets Regulation (MiCA) in Europe.