Story perspectives
US Homeownership Declines as Trump Proposes Affordability Measures
2/11/2026
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Story summary
- US homeowners stayed in their houses longer, averaging 8.6 years by end of 2025.
- This long tenure creates a 'lock-in' effect that limits housing supply.
- U.S. President Donald Trump proposed affordability initiatives, including a ban on institutional investors and a $200 billion mortgage bond-buying spree.
- Critics question their effectiveness.
- Homeownership rates fell by 0.1% last year, marking the first decline in nearly a decade.
