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Story perspectives

758,000 Young Adults Miss Out on £2,242 Savings

2/11/2026

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Story summary
  • HM Revenue and Customs (HMRC) reports 758,000 young adults have not claimed their child trust fund savings, averaging £2,242.
  • The funds were created for children born between September 2002 and January 2011, with a £250 government contribution.
  • Young people can access these accounts at age 18.
  • Child Trust Funds were introduced in 2005 and discontinued in 2011, replaced by junior ISAs that do not include government contributions.