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Hochul Proposes Reforms to Combat Rising Car Insurance Fraud

2/13/2026

Summary

Story summary

New York Governor Kathy Hochul is addressing rising car insurance premiums, about $1,500 above the national rate, by proposing reforms to curb fraud.
She would strengthen penalties and establish a cross-agency task force to tackle fraud.
The New York State Trial Lawyers Association opposes the plan, saying it benefits insurers and harms seriously injured people.
The New York Insurance Association supports Hochul, citing fraud’s harm to law-abiding residents.

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Story summary

New York Governor Kathy Hochul is addressing rising car insurance premiums, about $1,500 above the national rate, by proposing reforms to curb fraud.
She would strengthen penalties and establish a cross-agency task force to tackle fraud.
The New York State Trial Lawyers Association opposes the plan, saying it benefits insurers and harms seriously injured people.
The New York Insurance Association supports Hochul, citing fraud’s harm to law-abiding residents.