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Retirement Savings Gap: Disparities Among Workers Highlighted

2/13/2026

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Summary

Story summary

A study by the National Institute on Retirement Security (NIRS) finds the median worker has $955 saved in defined contribution plans.
Among workers aged 21 to 64, the average savings is $93,229.
The report shows disparities, with Asian and White workers saving more than Black and Hispanic workers.
Access to retirement plans is lower for Hispanic workers and those with less education, affecting readiness.

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Story summary

A study by the National Institute on Retirement Security (NIRS) finds the median worker has $955 saved in defined contribution plans.
Among workers aged 21 to 64, the average savings is $93,229.
The report shows disparities, with Asian and White workers saving more than Black and Hispanic workers.
Access to retirement plans is lower for Hispanic workers and those with less education, affecting readiness.