Story perspectives

Young Adults Shift Wealth: Investing Surges Over Homeownership

2/15/2026

Summary

Story summary

As homeownership becomes increasingly unattainable, the share of 25- to 39-year-olds transferring funds to investment accounts tripled from 2013 to 2023, reaching 14.4%.
Share of 26-year-olds transferring funds since age 22 rose from 8% in 2015 to 40% by May 2025.
George Eckerd, research director at JPMorgan Chase Institute, notes growth in retail investing among potential first-time home buyers, signaling a shift of wealth from real estate to financial markets.

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Story summary

As homeownership becomes increasingly unattainable, the share of 25- to 39-year-olds transferring funds to investment accounts tripled from 2013 to 2023, reaching 14.4%.
Share of 26-year-olds transferring funds since age 22 rose from 8% in 2015 to 40% by May 2025.
George Eckerd, research director at JPMorgan Chase Institute, notes growth in retail investing among potential first-time home buyers, signaling a shift of wealth from real estate to financial markets.