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Trump Proposes ACA Changes Amid Cost Concerns

2/16/2026

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Story summary
  • U.S. President Donald Trump announced health care proposals to lower premiums and expand choices in the Affordable Care Act (ACA) marketplace, with public comment this spring.
  • They include multiyear catastrophic plans with varying out-of-pocket costs and raise the cap to $15,600 for individuals and $27,600 for families.
  • The changes may appeal to people who lost ACA subsidies.
  • Critics warn the moves could raise costs for enrollees and increase the uninsured.