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XRP Plummets 25% as Investors Favor AI Over Crypto

2/16/2026

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Story summary
  • XRP has fallen 25% in 2026 as investors shift toward artificial intelligence opportunities.
  • The token trades at $1.35 and has a market cap of $82 billion.
  • Despite XRP's integration into payment networks, macroeconomic uncertainties and liquidity rotation are impacting value.
  • Asheesh Birla, Evernorth CEO, emphasized XRP's role in real-world financial operations and urged investors to view XRP as a utility.
  • Analysts expect XRP's price to decline further by year-end.