Story perspectives

Millions Face Insurance Premium Surge as Subsidies Expire

2/17/2026

Summary

Story summary

Natalie Richards, a single mother from Palestine, Texas, faces a premium increase from $3 to $164 after ACA subsidies expired, threatening access to medications and mental health support.
Jeanne Briggs, a Pennsylvania resident, now pays $17 for insurance with a $35 copay after paying nothing before subsidies ended.
Both women blame Congress for inaction on extending subsidies, which causes a 102% average cost increase for enrollees and affordability challenges.

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Story summary

Natalie Richards, a single mother from Palestine, Texas, faces a premium increase from $3 to $164 after ACA subsidies expired, threatening access to medications and mental health support.
Jeanne Briggs, a Pennsylvania resident, now pays $17 for insurance with a $35 copay after paying nothing before subsidies ended.
Both women blame Congress for inaction on extending subsidies, which causes a 102% average cost increase for enrollees and affordability challenges.