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Illinois Erases $1.1 Billion in Medical Debt for Residents

2/18/2026

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Story summary
  • Illinois has erased over $1.1 billion in medical debt for more than 500,000 residents through its Medical Debt Relief Program, launched 15 months ago.
  • The program requires no application and forgives debt automatically for those at or below 400% of the federal poverty level, or whose debt exceeds 5% of annual income.
  • Average debt relief is about $1,200.
  • Some individuals have received over $300,000 in debt relief.