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Story perspectives

IRS Offers Tax Relief Options for Financial Hardship

2/19/2026

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Story summary
  • Internal Revenue Service (IRS) offers programs for taxpayers facing genuine financial hardship to manage tax debts, including Currently Not Collectible (CNC) status that pauses collection.
  • Offer in Compromise (OIC) allows taxpayers to settle debts for less than owed, based on income and expenses.
  • Documentation is crucial for OIC approval because the IRS bases decisions on income and expenses.
  • Tax relief professionals can help navigate CNC and OIC and improve outcomes.