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Graduates Face Increased Burden as Repayment Threshold Frozen

2/19/2026

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Story summary
  • Rachel Reeves freezes the Plan 2 repayment threshold at £29,385 until 2030, affecting 5.8 million graduates.
  • Critics, including consumer advocate Martin Lewis, say the decision is unjust and breaches a contract with students.
  • Many readers advocate treating education as a national investment and propose reforms such as interest write-offs and means-tested grants.
  • As a result, the burden on middle- and low-income graduates will increase.