Drooid Logo
Back to today’s briefing

Story perspectives

U.S. Unsecured Loans Surge 10% Amid Subprime Demand

2/20/2026

50 5 Full Breakdown

1 of 1

Story summary
  • U.S. unsecured loans rose 10% last year to $276 billion, driven by demand from subprime borrowers.
  • The number of consumers with these loans rose to 26.4 million.
  • Many borrowers consolidate credit card debt into unsecured loans as interest rates decline.
  • TransUnion forecasts slower growth in new credit this year, with a 4% rise in mortgages and a 1.5% decline in auto loans.