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Romance Scammers Target Victims with Fake Insurance Claims

2/23/2026

42 3 Full Breakdown

Summary

Story summary

Romance scammers are evolving by steering victims into fake insurance claims.
Nicola Smith, from the Insurance Fraud Bureau (IFB), says victims may not realize they are exploited.
They are asked to use their identity, not to hand over money.
In 2022, nearly 70,000 Americans reported romance scams, with older adults targeted, and Department of Homeland Security (DHS) coordinates anti-scam work and related human trafficking.

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Story summary

Romance scammers are evolving by steering victims into fake insurance claims.
Nicola Smith, from the Insurance Fraud Bureau (IFB), says victims may not realize they are exploited.
They are asked to use their identity, not to hand over money.
In 2022, nearly 70,000 Americans reported romance scams, with older adults targeted, and Department of Homeland Security (DHS) coordinates anti-scam work and related human trafficking.