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California's $150K Loan Program for First-Time Homebuyers Launched

2/24/2026

45 7 Full Breakdown

Summary

Story summary

The California Dream For All Shared Appreciation Loan Program offers up to $150,000 for first-time buyers, Feb 24–Mar 16, 2026, administered by California Housing Finance Agency (CalHFA).
It provides either 20% of home's purchase price or maximum amount to cover down payments or closing costs.
A lottery will select recipients, with about $150 million available, and the loan must be repaid at sale or refinance, with a share of appreciation.

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Story summary

The California Dream For All Shared Appreciation Loan Program offers up to $150,000 for first-time buyers, Feb 24–Mar 16, 2026, administered by California Housing Finance Agency (CalHFA).
It provides either 20% of home's purchase price or maximum amount to cover down payments or closing costs.
A lottery will select recipients, with about $150 million available, and the loan must be repaid at sale or refinance, with a share of appreciation.