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Story summary
- SoFi offers a combined Checking and Savings Account with up to 4.30% APY on savings.
- The account includes no-fee overdraft coverage for eligible direct deposits and early paycheck access.
- SoFi provides FDIC insurance up to $3 million through its Insured Deposit Program.
- There are no account maintenance fees, but transaction fees apply for outgoing wire transfers.
- Users can access more than 55,000 ATMs without fees, though third-party fees may apply.
