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Story perspectives

Health Premiums Skyrocket as Federal Subsidies Expire

2/26/2026

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Story summary
  • Federal subsidies expired, causing Jean Franklin and Chaz Franklin's health insurance premiums in Colusa, California to rise from $540 to $3,899 per month.
  • Jean Franklin's ALS diagnosis allowed enrollment in Medicare, reducing costs by $1,600 per month.
  • The combined premiums still exceed $2,300 per month and affect about 22 million people.
  • Chaz Franklin criticizes Congress for inaction as their family cares for Jean.