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Bilt Credit Cards: Three Options, Unique Rewards Await

3/1/2026

31 3 Full Breakdown

Summary

Story summary

The Bilt credit card portfolio includes three options: Bilt Blue Card (no annual fee), Bilt Obsidian Card ($95 annual fee), and Bilt Palladium Card ($495 annual fee).
The Bilt Blue Card offers 1x points on purchases and 4% back in Bilt Cash, making it suitable for those with significant housing payments.
The Bilt Obsidian Card provides 3x points on dining or groceries and $200 in Bilt Cash upon approval.

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Story summary

The Bilt credit card portfolio includes three options: Bilt Blue Card (no annual fee), Bilt Obsidian Card ($95 annual fee), and Bilt Palladium Card ($495 annual fee).
The Bilt Blue Card offers 1x points on purchases and 4% back in Bilt Cash, making it suitable for those with significant housing payments.
The Bilt Obsidian Card provides 3x points on dining or groceries and $200 in Bilt Cash upon approval.