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Story summary
- John Larkin, a Minnesota resident, received a pastor’s request for $2,000 in gift cards, prompting him to uncover a scam.
- He testified to lawmakers about the incident, urging a restitution fund for fraud victims.
- In 2024, Minnesota passed the nation’s first restitution fund law, backed by AARP.
- The fund will start in early 2026, providing up to $5 million annually.
- In 2024, Minnesota reported $144.6 million in scam losses.
