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Alternative Lenders Redefine Borrowing with Flexible Loan Options

3/3/2026

50 10 Full Breakdown

Summary

Story summary

Greenbox Capital offers loans from $3,000 to $500,000, prioritizing factors beyond credit scores.
National Funding provides loans up to $500,000 with no collateral for borrowers with at least $250,000 in annual sales.
Kiva offers peer-to-peer crowdfunding up to $15,000 without a credit score requirement.
OnDeck offers term loans up to $250,000 with same-day funding, requiring a minimum credit score of 625 and one year in business.

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Story summary

Greenbox Capital offers loans from $3,000 to $500,000, prioritizing factors beyond credit scores.
National Funding provides loans up to $500,000 with no collateral for borrowers with at least $250,000 in annual sales.
Kiva offers peer-to-peer crowdfunding up to $15,000 without a credit score requirement.
OnDeck offers term loans up to $250,000 with same-day funding, requiring a minimum credit score of 625 and one year in business.