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Story summary
- As of March 2, 2026, high-yield savings accounts offer up to 5.00% APY.
- These accounts are often provided by online banks.
- A $5,000 deposit at 5.00% APY yields about $256 annually.
- By comparison, a 0.40% APY would yield about $22.
- When choosing a high-yield account, evaluate rates, minimum balances, and fees.
