Story perspectives

Understanding Medicare: Coverage Gaps and Solutions Explained

3/5/2026

Summary

Story summary

Medicare (the U.S. health insurance program for people 65 and older and some younger individuals with disabilities) provides essential health coverage.
It does not cover all expenses, including most dental care, long-term care, and some medications.
Beneficiaries can learn what is covered through the “Medicare & You” handbook or the Medicare website.
If a service is not covered, they can pursue payment plans, Medicaid eligibility, or appeal Medicare's decision.

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Story summary

Medicare (the U.S. health insurance program for people 65 and older and some younger individuals with disabilities) provides essential health coverage.
It does not cover all expenses, including most dental care, long-term care, and some medications.
Beneficiaries can learn what is covered through the “Medicare & You” handbook or the Medicare website.
If a service is not covered, they can pursue payment plans, Medicaid eligibility, or appeal Medicare's decision.