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- If you face a lawsuit over unpaid credit card debt, first challenge the validity of the debt, as collectors may lack proper documentation.
- You can negotiate a settlement, often reducing the total balance significantly.
- Consider working with a debt relief company to manage multiple debts and lawsuits.
- Consult a consumer law attorney, especially for larger debts or potential wage garnishment.
- Bankruptcy could provide relief by discharging unsecured debts.
