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Story summary
- In 2026, health care affordability declines due to higher costs and changes to the Affordable Care Act (ACA) and Medicare, with premiums rising 5% to 11%.
- Many people will opt out of insurance, including ACA plans.
- Medicare will offer fewer Advantage options, and enrollees will face higher costs.
- Noncitizens may lose access to marketplace plans, while those uninsured may seek alternative care.
