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Debt Struggles: 'That Girl In Debt' Reveals £40,000 Crisis

3/7/2026

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Summary

Story summary

Megan Archer-Fox, known as “That Girl In Debt,” spoke at the FT Financial Literacy & Inclusion Campaign webinar and disclosed a £40,000 credit card debt.
She said she accumulated debt through 0% cards while living a lavish lifestyle in her twenties.
After having children, spending shifted and the debt became unmanageable, prompting budgeting and formal debt advice, with balance transfer fees and interest totaling £2,700.

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Story summary

Megan Archer-Fox, known as “That Girl In Debt,” spoke at the FT Financial Literacy & Inclusion Campaign webinar and disclosed a £40,000 credit card debt.
She said she accumulated debt through 0% cards while living a lavish lifestyle in her twenties.
After having children, spending shifted and the debt became unmanageable, prompting budgeting and formal debt advice, with balance transfer fees and interest totaling £2,700.